Showing posts with label sustainable income. Show all posts
Showing posts with label sustainable income. Show all posts

Thursday, December 25, 2008

Last week in Moshi, Arusha, Safari, and Kigali

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Dec 19 was my last day in Moshi. This final week was really different from the first 3 weeks. At WEECE, Mama mrema came back in town and basically asked me to drop the schedule. I have yet to post case studies from Week 2 and 3, but I promise I will.

I help her write more letters and work in the office at the beginning of my final week. Her major project right now is getting a clinic in Nganjoni village built. Writing and editing for her is a challenge but I'm glad we're making progress. The Canadian Embassy has promised the project a grant but they need the approval of the district commisioner of Moshi. So we visit him at his office, along with TSF (terre sans frontiers), another NGO that is doing the project in conjuction with WEECE. He gives us his blessings, and then we move on to the Executive District Commissioner of Moshi, and Moshi Rural for a formal letter. When we walk into the office there, surprise! The Executive District Commisioner is a woman! The District comissioner says to me, you see, Gender Equity. We have, here in Moshi, heh heh. She is my boss. I get asked how long I've been here, how much swahili I know. I mumble a few words. Mama Mrema asks me when the hell am I going to really learn swahili? I say "Kesho" and she bursts out laughing. (Kesho means tomorrow, oh yeah, of course I'm terrible at learning new languages.)

On Wednesday, I'm join Mama Mrema for office work in the morning, then a visit to the Regional Commissioner of Kilimanjaro's office. This guy is a big honcho; he's almost like a governor and reports to the Prime Minister. The number of UN cars in the compound certainly shows. Our caravan moves to the Mkombozi vocational school where he is given a tour, to see what progress they have made. He is also invited to address graduation. I get a lucky chance to talk to him. When I say USA - He mentions that he has two children and he sent them to Tennessee to go to college. There is more than just a graduation ceremony; Mama Mrema is on the school board and gets to sit on the stage. Its a really long ceremony that goes on for 5 hrs!! It is scorching hot outside. I am about to die. Things are disorganized but organized. In the middle of the ceremony; people just wander about, speeches are going on simultaneously, followed by dance performances, the grads just wander around getting on their gowns. Little kids float. A truck backs its way into the ceremony between the stage and the grads and unloads furniture. Some guy rides his motorcycle partly into the ceremony then realizes halfway that something is actually going on? Um, that wouldn't happen in the US, would it?

My final two days I spent with Janine where we visit her placement with TAFCOM. I've been curious to know what is going on with this organization. What they do with the volunteers is bring them to homes with HIV/AIDS patients. They have projects where they try to provide assistance to low income families with HIV/AIDS. Of the two days, we visit about 3 homes each in the Pasua area of Moshi. This area is poor, rent for a 1 room house is about 5000-8000 TSH per month. Divide that by 1330 to get USD. Many people have no income or depend on their working children for income. Others are employed part of the year as coffee workers. Their immune systems are compromised so many cannot perform hard labor and nutrition is at a minimum. Many also do not have education beyond primary school. It's not clear to me how this organization is trying to accomplish assistance. They claim to have a plan to teach people skills so that they can sustain their daily needs and nutrition needs as HIV patients, but we weren't able to find or see a concrete proposal or budget for this. One of their plans is to teach local people mushroom growing as a source of income and nutrition. Mushroom growing is successful in Arusha and Mbeya, but if you look at the climate, both of these areas are lush, damp and green. To grow mushrooms successfully you need damp, humid dark soil consistently, unless you have the means to control for the environment artificially. This is a far stretch from Pasua. Pasua is extremely dry, hot, and while sometimes humid, the earth does not lie. It is barren. One hour north, toward Mt. Kili you have lush green, humid, tropical, and coffee trees grow there. But put a plot of land in Pasua and expect to get a mushroom project working within reasonable cost - I really question that. Large scale mushroom cultivation, as I know of it from the view of commercial purchaser is not simple, or straightforward in the USA. It takes skill. Small scale is different but if this is for income generation, it sounds like its going to generate terrible margins. Also we hear that many of the volunteers come here and give food and money to the families but it seems to defeat the purpose of the organization's goals because they want volunteers to adopt and sponsor families. We're not sure how this is really sustainable. It is also very difficult, to get straight answers out of the patients and the NGO workers. They do translate, but it can be hard for them to get answers because some issues are taboo and the means of asking is very roundabout - for example, I can't ask - what's the most pressing issue for her family right now?

I hate to sound like a cynic but this is my opinion and I only saw the people and organization briefly, so the skepticism may be unfounded.

I wish I could stay for another week. But sadly I have to leave because I am going on safari on Saturday. I leave Moshi friday afternoon and take a cab to Arusha. With the amount of luggage, I was told it would be safer to do this instead of dalla dalla. The house manager, Baba Fulgence asks me for a lift. No worries, I say.

On the way to Arusha, we can see many many houses that are half finished. I ask why. Unlike my asumptions, it's not because the people are too poor to finish them. There is a land grab - as the population grows, people want to buy land for their children so they have a place to settle. However, the government will take the land back if there is no house on the land. So people compensate by buildling half a house, and leaving it there until their children are ready to take it.

Unlike Moshi, Arusha is lush and green. You see more Mzungu cows. (cows that are like USA cows without the humps on their back). Baba says that the Mzungu cows are stupid and need hormones and lots of grass to prop them up or else they can't survive in this climate. They also need to be tied to the trees by the road because they are so stupid they don't know how to get out of the way when the cars come charging at them. The native cows here are skinny and have humps to store fat - fuel for a drought. They can also walk long distances without food; bottom line, they're adaptable to the harsh climate.

I meet Michelle in Arusha for our safari. She will be volunteering with CCS in January and we are traveling the next two weeks before her placement starts.

We do the tourist thing 4 days in Ngorongoro, Lake Manyara and the Serengeti. The animals were great. We even saw a cheetah eating lunch. I think what shocked me most was the ecology and how fast it changed from region to region. Hot, cold, dry, damp, moist all within a space of an hours drive. Oh, and we were visited by water buffalo outside our tents in the middle of the night chomping away at the grass. So Loud. Gosh the chewing was louder than their hoofs.

I don't like to plan things to the minute; especially here in a place where nothing is guaranteed to run on time. So the basic plan is to visit Rwanda, Uganda and back to Moshi in a circle. Originally I was going to take a peek at Nairobi, but I don't think we will have time.

I'm writing this post from Kigali on Christmas Day.

Yes, that's Rwanda, you read that right. No, its not scary. My travel partner, Michelle and I will be visiting the Genocide Memorials in a day or so.

Internet here in Kigali is really expensive, at 8USD/hr - actually everything in Kigali is much pricier than Tanzania. The exchange rate is about 535 KFranc to 1 USD. The actual prices are comparable to US prices for goods and services.

Rwanda is land of a thousand hills. And from the air, it is really clear. It's rolling hills up and down. We took a 2 hr flight from Kilimanjaro airport to get here in a propeller plane. The airport is really tiny in Kili, but. I had a knife in my carry on and already checked in my bags but they still let me go back and put my knife into my checked luggage.

Boarding is off the tarmac, which is really cool. I feel like we went back in time or something to the 1940s. The ride was bumpy due to the crosswinds but we made it safely there. Unlike what all the travel advisories say, there is no entry visa or payment for US citizens entering Kigali.

People here actually speak English fluently unlike what we expected. We were ready to start speaking french, if needed. Quality of streets here are a lot better, but I cannot compare with Tanzania because this is the capital city of Rwanda. I haven't been to Dar es Salaam yet.

Till next time, Happy Christmas.

Monday, December 15, 2008

Week 2: Case Studies at the Ground Level (CCS)

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On my Todo list this week:

1. Write case studies from wk 2 and wk 3 (1 visit due to holiday)

2. Template


This 2nd week is packed with visits.

Weece End Note

I really wish I could spend more time in Moshi. 4 weeks is hardly enough, especially with a ridiculously crammed activites during the first 3 weeks. If I had to do it again, I'd only want 1 to 1.5 weeks of planned activities, so that I could focus more on my placement. I know I have done a LOT of work, beyond what I've been asked for but only because I saw what direct impact it would make and I really wanted to do it. While I still feel like I'm not finished, but Most Importantly, I know I am leaving everything in a good space before I leave. Have lots of plans to continue this online when I return to the states.

More case studies need to be written; because I was dragged back into the office during week 3 and 4 I was able to complete all of my visits, so there are only about 7-8 case studies.

For future volunteers I have created a Interview Template for each business visit. I plan to leave several copies with WEECE and with CCS. It is my hope that the template will:

1) help future volunteers understand the business better by having a guideline to ask questions

2) send us the collected information by email so that we can work promote weece online

3) encourage volunteers to collect pictures of local businesses to pair with the stories.

Monday, December 8, 2008

Week 1:Case Studies at Ground Level (CCS)

Here in Moshi, I only spend about 1/3 of my time teaching computer skills to the girls in the WEECE vocational school; the other part of my time are spent in field visits.

WEECE loans start at 50,000TSH, or approximately 40 USD to a qualified woman. But before she can get the loan the application process is intensive. There is a check into her background and people who know her locally are questioned extensively, to make sure that she is a reliable individual and will contribute back to the group. There is a progressiveloan ladder which allows larger loans to be taken out after the initial loan is taken out, all the way up to 100,000 TSH. Once she is past 100,000TSH, she moves to a larger loan sub organization called SACCOS. SACCOS was started in 2004 and currently has 79 members.


With every loan, a percentage of the interest paid back actually becomes "shares" which the individuals holds and the money is put in WEECE's bank. She can use the shares in the future toward a larger loan once the inital loan is paid back to WEECE. The advantage of becoming part of WEECE is significant - not only does get a loan at a better rate than the bank, she also receives support and education from WEECE to help her run her business. The WEECE loans are 5 month cycles at 15% interest, in contrast to the local bank which is at a whopping 28%. Because the bank loans are so high, in order to grow WEECE, most of the funds have been supported by corporate or foreign government donations, such as the canadian embassy.


Every week, we visit 3-4 businesses that supported by microloans from WEECE. I think this is probably the most exciting part of my time here. I have experience in business but every business is different, so it's really hard for me to know what my role is as a volunteer. You only get about 45 min to an hour to speak with the women who run the businesses, and to understand how they run the business and what their pain points are. Coming up with ideas on the spot is really challenging but I like it.


But, more importantly - I am writing these stories to illustrate how the loans are used, and how it helps impact their lives. A small loan does make a difference.


In order to visit each business, a woman named Ester takes me to each place. Her job at WEECE is to check in on a regular basis with each of the businesses, and to make sure they revert their loans. She also is there to keep track of the health of each business.


Timber Seller/Poultry feed Business


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The first visit we make is to a lady called Yolanda Maro who sells feed for animals and timber. She doesn't really speak much English, so Ester acts as my translator for all of my questions. The wood is used mainly for construction of houses and some furniture. It is traditionally a man's job in this area and takes a thick backbone/skin for her to deal with the guys. As a SACCOS member this is her third shop, and is called Matarimo Shop & Timber. She is an example of a WEECE success story. Her shop is located in a good place - on KCMC road - a really busy tarmac road that is close to the main hospital. This road, by the way, is really dangerous. There is no gravel to keep the drivers from going at top speed. By passing cars happens on a regular basis and pedestrians have no respect what so ever. We walked down this street to get to the store and along the way I saw two accidents. It is madness. One large dirt dumping truck has a huge boulder wedged under it. The guy is trying to push it out from under the fender. Good luck to him; if he even manages to move it, the truck weighs at least 2 tons.



Her business is in a niche area; this location is away from the town of moshi, so there is no tax for the chicken feed. She has about 5 different varies of feed, each of varying degrees of quality. The cost for feed is 40,000 TSH/50KG . She also sells feed at 7000TSH/1KG. The feed is for hens, pigs, goats, sheep. Feed is comprised of coarse maize, wheat. It is a competitive industry. She started the feed bsuiness only 6 months ago with 6 different types of feed. Rent for the space is 50,000TSH x 2, because she is using the lot in front as well as the store within.


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The timber sales has been around longer but the sales is slower. Timber has been in business for 4 years. However the sales has a bigger margin. Her customers are fairly loyal and advertising is mainly word of mouth. Customers are mainly local businesses in construction, some artists, some furniture makers. There really isn't a need for marketing the timber, the material is sitting there by the road and highly visible and most locals know about the business. In order to prevent theft of wood, she has a night time guard and the wood is marked with chalk on the sides and counted daily. The chicken feed is new but again, people spread the availability by word of mouth. She is also a reseller of the large sacks of feed. Her store name isn't on the feed but they don't really do rebranding here.

Why is she running this business? She wants to send her children to school. While education through grade 7 is mandatory here in Tanzania, most parents can't afford the book and uniform fees. In addition, she would like to improve and build a better house for herself and her children.



At this point in time, she is debating if she should take out a new loan so that she supply a special kind of timber that one of her best customers likes. Before we leave, she has a customer visit her and buy some wood. The guy can't pay in full but only partial. She lets him have it and makes a note for the amount he has to pay. Ester tells me that this is a frequent practice here; most people can't afford to pay anything in full - they are too poor - and they are living off of tomorrow's money. As for owing back, everybody knows where everybody else lives, so it is not difficult to track them down if they don't repay within a reasonable amount of time.




Chips and Chicken Business
November 28, 2008

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We visit a Chips (french fries for you Americans) and Chicken business today on Mapipa Street (in reality, dirt alleyway). Joyce Simkanga owns this business. She is older, and has medical complications. She was sick for 3 years at one point and completely unable to work. Most of her children are fully grown with the exception of the youngest. He is 7 years old, in primary school. We don't know the details of her illness but it appears to be ongoing. Her feet are swollen and it is suggested that she may have diabetes and heart complications.

The food service/cooking/restaurant business, anywhere, is a lot of hard manual labor. It isdaily works and difficult for someone to keep it up, especially if they are physically weak. Joyce lucks out because her food stall is located in an alleyway right next to KCMC medical school. The medical students come down to the alley to buy lunch and other goods on a regular basis.

KCMC (Kilimanjaro Christian Medical Center) is the best hospital they have here. It is where major surgeries take place and most people can't afford it. You can only afford it if you have money. In Joyce's case, as I understand it, she is special case with fees waived. It is also in collaboration with Duke Medical School here in the USA.

A breakdown of the supplies goes as such: 100TSH for water daily, 60,000TSH for a sack of potatoes, 3 times a week. The potatoes are then peeled, sliced and washed by hand. The business operates 7 days a week, with 1 helper when Joyce can't hold it down herself. It costs 5000Tsh pre tray of eggs, and 5000 TSH/chicken for a total of 10 chickens and 1 tray of eggs that is purchased daily. The materials have to be bought at market every morning, very early and then walked miles to her shop which is a ways outside of town. Trash service costs 40,000TSH per year for pickup. Oil costs 12,000TSH for 5 liters, used daily. The rent is exceeedingly high at 50,000 TSH for just a small outdoor stand approximately 5" x 5" of space, but like anywhere in the world, it's all about the location, location, location. There is a lot of competition for the market space and again, she is lucky to have this prime location.

The chicken with chips is sold at 2000TSH to the customer. Fried eggs and chips are sold at 1000TSH. Sales are typically good, however it is hampered by rainy weather. Job risks is also present - charcoal inhalation and raw food handling. Theplace where the potatoes are cut and washed are covered in flies. However, with a lot of customers, she says she is turning a decent profit. Her main pain point is being ill. She also is running this business to support her youngest who has just started elementary school. Ester tells me that she visits her on a regular basis to lend her a hand.
After we leave Joyce, we walk down the street look for the fresh produce shop we are supposed to visit today but they are not there. Like everything here in Tanzania, you cannot expect anybody will be there on any given day. Perhaps another day.

Sunday, December 7, 2008

Advice for New Volunteers (CCS)

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I realize most of you reading this blog are not coming here to volunteer, but if you are curious to know what challenges there are I want to share some Words of Wisdom (WoW).

1. Guilt Trip. For a lot of people, it's really hard to adjust because its really easy to feel bad, guilty about the poverty. I'm writing about this because I've heard a lot of complaining and angsting about this since I've been here. The MAIN THING to remember is that you are here to give people Intellectual Capital (IC) - to bring and share your knowledge and How To..... and not give handouts, free money, or candy. It is hard for a lot of people to say NO, but No is the right thing to do, because otherwise it is not sustainable and feeds the culture of "Gimmie, gimmie" and when the give aways are all used up, there is nothing left and they dont' want to work hard and change their lifestyle because "gimmie gimmie" is so easy. Some people feel that they have nothing to give but if you're from a first world country this is not true. Ask questions. Talk to people. Think. Don't complain. And most importantly, don't be guilted into thinking "oh if I can just save one, or if can just help one" - like the woman in the movie "The Constant Gardener"

Bottom line, Don't. It only serves to feed the wrong attitude and feeds the already vicious cycle that creates a failed state. Unlike physical goods or money, IC is limitless. George Bernard Shaw once said, "If you have an idea and I have an idea, and we trade ideas, then we each have 2 ideas. But if you have an apple and I have an apple, and we trade apples, we still only have 1 apple each. " If the problem is lack of money, then ask where is the money being used, where is it being spent, how is it generated in the first place. And then find ways to generate - key word here --- > sustainable income. Not donations.

2. Thick Skin. Bring a thick skin especially when you come into town - people keep asking for money and will try to talk to you on no end since we're not black. If your regular job involves saying "No" a lot of the time to people, then you have an advantage. My phone rings off the hook with people asking me to buy buy buy, and after a while, it's mean but sorry Christina's not here, i'm transferring you to voicemail. I don't have enough capital to give a grant to every single researcher out there, sorry.

3. Respect other people's space. I am having a bit of a challenge with the other volunteers in the house - I to think about the positive and not the negative. We all have a limit. I can't listen and socialize all the time. Most of all, it is very hard to listen to a lot of complaining when I'm really tired. I have a lot of patience but there is a limit. Especially when my placement is tiring, both physically and mentally. I tend to get quiet when i'm really tired and antisocial, but it doesn't mean i don't like you. I just need quiet time to think and also because I am tired. Some people don't get this and want to force socialization on you. Don't let them.

4. Learn Learn as much Swahili as you can. Talk to staff members and ask questions. They will give you the tools to understand and survive here. Ask a lot of questions. It will not only help you get around but also understand what is going on in the minds of local people and why things are they way they are here in Tanzania.

5. Give everything a lot of time. Give yourself plenty of alone time if you need it to process everything going on around you. Also, things move really slowly here; don't expect anything to get done on time. At ALL. or ever. The electricty is intermittent and can go out at any time. There is only one house computer and people can get really bitchy about how much time you spend on it. The only way I've gotten around it is to go to town and spend time there using the computers.

Above all, I want to emphasize that is the Idea that is powerful, not the goods.

Okay, I will get off my soap box now.  Smile like these two volunteers!

Thanks for reading.


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